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Unfortunately today more and more people are facing all sorts of difficult financial situations. You may be facing any of the following problems: foreclosure, layoffs, divorce, inherited an unwanted house, IRS liens, probate, judgements, relocation, making two payments, or just need to sell your ugly house or distressed property fast. It may be comforting for you to know that you're not alone.

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    • REAL ESTATE DICTIONARY


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    jack plane
    A woodworker's tool designed for shaving off small amounts of wood. The workhorse of the plane family, a jack plane is a good length for truing up boards, fitting doors, and similar tasks.
    jalousie window
    A window that consists of vertical rows of horizontal glass slats that operate together by a crank mechanism that connects all the slats.
    jamb
    A surface that lines an opening for a door.
    joint liability
    The responsibility of two or more people to fulfill the terms of a home loan or debt.
    joint tenancy
    Ownership by two or more people that gives equal shares of a piece of property. Rights pass to the surviving owner or owners.
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    joist
    Part of the framing that provides the structure for a floor. In most homes, floor joists are made of 2-by-8s or larger lumber set on edge and spaced 16 inches apart, from center to center.
    judgment
    The decision of a court or law. If a court decides that a person must repay a debt, a lien may be placed against that person's property.
    judicial foreclosure
    A procedure to handle foreclosure proceedings as civil matters.
    jumbo loan
    Loans that exceed the conforming limits for mortgage loans. In 2003 the conforming limit was set at $322,700 for first-time mortgages on single-family homes in the continental United States, and at $484,050 for those loans in Alaska and Hawaii. Fannie Mae and Freddie Mac update the conforming limits on an annual basis.
    junior mortgage
    A loan that is subordinate to the primary loan.