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    • REAL ESTATE DICTIONARY


    A I B I C I D I E I F I G I H I I I J I K I L I M I N I
    O    		 I P I Q I R I S I T I U I V I W I X I Y I Z
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    O-ring
    A small rubber ring that provides a water seal in faucets and other plumbing fittings.
    obsolescence
    Loss in value because a home's design and construction have become obsolete.
    online real estate listings
    Properties listed for sale on the Internet.
    open house
    A marketing tool in which a listing agent opens a house to the public for viewing.
    open listing
    A property given to a number of brokers to market at the same time.
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    open space
    Undeveloped land or common areas in a planned community reserved for parks, walking paths, or other natural uses.
    option
    A situation in which a buyer puts down money for the right to purchase a piece of real estate within a set time period but does not have an obligation to buy.
    option listing
    A listing agreement with a clause that gives the listing broker the right to purchase the property.
    oral agreement
    Contractual arrangements that are not in writing and are usually not legally binding.
    orange peel
    A type of wallboard finish with a texture like that of an orange peel.
    oriented-strand board
    Often abbreviated "OSB," this is a relatively inexpensive manufactured wood panel that, like plywood, is sold typically in a 4-by-8-foot size and used for roof and wall sheathing.
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    original principal balance
    The amount of principal owed on a loan before a borrower makes any payments.
    origination fee
    A fee charged by most lenders to cover the direct costs of arranging the loan; also called points. A point is 1 percent of the total loan amount.
    ostensible agency
    An implied agency relationship not involving a written agreement or documentation.
    outbuilding
    Any barn, shop, shed, or other structure located on a lot in addition to a house or other main building.
    overflow plate
    A small plate that covers an outlet near the rim of a sink or tub. If the water is left running, this allows it to drain away to prevent overflows.
    overflow prevention switch
    A special air-pressure switch in a dehumidifier that turns the unit off when water in the reservoir rises to a certain level.
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    overhang
    A protruding structural feature.
    overimproved property
    Property that could not be sold at a price high enough to recoup the costs of improvements.
    owner financing
    A transaction in which the seller of a property agrees to finance all or part of the purchase.